SURESH RAMAN
Agency Owner

​BACKGROUND Born in West Chester, Pennsylvania to immigrant parents who came from India to further their education and create a life here, Suresh grew up in Fallston, Maryland, where he went on to study at the University of Maryland and graduate with honors receiving a B.S. in Computer Information Systems Management and a certification in Human Resource Management. Suresh later moved his family to the north Dallas area of Texas where he went on to complete an MBA and an MS in Management from Texas A&M University. 

​EXPERIENCE Starting his career in finance nearly two decades ago, Suresh moved into the Insurance industry and family financial planning arena in 2009 working as a FINRA Registered Representative with Gateway Capital Financial a MetLife Company after obtaining his Series 6, Series 63 and Series 65 licenses along with his Life & Health Insurance Licenses for the state of Maryland, Pennsylvania, Virginia, Florida, and Michigan. Over the years Suresh has worked with seniors in their insurance planning and health care options as well as with individuals qualified by the state for low-income programs. Much of Suresh’s experience has been with helping families protect their assets, explore funding options for retirement and college education, as well as enrolling individuals and families in plans to help with their health care needs. Suresh also worked with small businesses to establish group benefits for their employees. Suresh worked as a representative for carriers such as MetLife, New York Life, Medicare Part C carriers and institutional health systems along with various health insurance providers. Having enrolled clients into Medicare Part C, Supplement Plans, Whole Life Insurance, Term Life Insurance, Group Life, Long Term Care Plans, Long and Short Term Disability Plans, Accident Coverage, Cancer Policies, Group and Individual Health Insurance Plans, Dental Plans, Vision Plans, College Savings Plans, IRA's, Fixed and Variable Annuities has provided an invaluable experience in creating an understanding of the importance of different insurance products, the way different plans work  allowing Suresh the ability to offer his clients and their families a comprehensive protection plan.
 
SERVICES Suresh decided early in 2017 that he could provide the best service to his clients by offering a choice in plans at competitive prices and thus opened the RamState Insurance Agency. Before becoming an independent agency, Suresh could only offer a limited selection of products from one carrier but now Suresh is able to shop for the best price through a large selection of product offerings from a variety of top rated carriers to meet his clients need thus custom tailoring an insurance package unique to the individual client. RamState Insurance offers a variety of insurance products from individual life insurance, long term care insurance, disability insurance to group products and benefits with the goal of being a one-stop shop for its clients. 

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TESTIMONIALS

"With insurance, working closely with the client, understanding their needs and suggesting the right product is key. Suresh does an excellent job in picking the right product and the right coverage for his clients. Our experience with Suresh has been excellent from start to finish. He maintained the same great service levels through the life of the policy. I would certainly recommend Suresh to others for their insurance needs."
-Subbu R, Texas

"Suresh is a very professional, knowledgeable and punctual business person. I emailed him on a Sunday with a question regarding my policy and got a same day response! Suresh is sure to give you the correct information about each company competing for your insurance business from economic stability to affordability. If you are just beginning to build your wealth like I am, Suresh will help you make a well informed decision."
-Matt R, Maryland
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"I have been a client of Suresh's for several years now, and I have to say, Suresh is probably one of the most patient businessmen I have ever dealt with. He is extremely accommodating and hardworking. If he cannot give you an answer right away, he always gets back with the information. It is obvious that he is not out to make an easy dollar, and he always has his clients’ best interest in mind. I would HIGHLY recommend Suresh to anyone”
– Kaushik B, Virginia