RamState Insurance
Call (469) 269-6507
And Speak To An Agent Today!
Call (469) 269-6507
And Speak To An Agent Today!
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​Critical Illness

The financial burden from cancer or a heart attack doesn’t have to be devastating. Through RamState Insurance a Critical Illness Insurance Plan protects employees’ budgets against these expenses, from deductibles and co-pays to personal expenses such as transportation and childcare.
Full benefits
Critical illness insurance delivers cash benefits when an insured is diagnosed with a critical illness, even if the insured has other insurance. And employers can expand their benefits package without busting their budget.
  •               Lump sum cash benefit payments on diagnosis, not treatment
  •               Benefits may be provided for multiple and recurring illnesses
  •               Offered on an employee-paid basis
  •               Guaranteed renewable; as long as premiums are paid in full, coverage is guaranteed
  •               Fully portable coverage employees can keep even if they leave their organization
Flexible options
  •               Flexible benefit amounts, riders, waiting periods, pre-existing conditions and Guarantee Issue amounts
  •               A choice of five categories of coverage, including heart, organ, cancer, quality of life and child
  •               Employee, spouse, children and family coverage available
Added value
We can offer a full package of services to help employees stay well and provide them guidance through their treatment process if diagnosed with a critical illness.
  •               A child care expense benefit, available when an insured is hospitalized due to a covered critical illness
  •               An annual cash benefit to be used toward one of 24 covered health assessment tests, such as chest x-rays or mammograms
  •               Personal health advocates, which provide healthcare guidance at any time, not just during a critical illness; employees get help with appointments, second opinions, rehabilitation services and insurance coordination
  •               Many travel assistance services for out-of-town care (100 or more miles from home); available at any time, not just during a critical illness
  •                 Support services, which include referrals to community resources and support groups, as well as phone counseling for a variety of issues 
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RamState Insurance

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Contact Information

Phone:(469)269-6507
Email: info@ramstateinsurance.org

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© COPYRIGHT 2017 RamState Insurance
  • Home
    • Our Carriers
    • Contact US
    • GLOSSARY
    • Careers
  • Auto, Home & Personal
  • Life & Health
    • Indexed Universal Life
    • Term Life Insurance
    • Long Term Care
    • Disability Insurance
  • GROUP
    • GROUP HEALTH INSURANCE
    • CRITICAL ILLNESS
    • GROUP LIFE INSURANCE
  • Commercial Lines
    • Workmans Comp
  • SPECIALTY INSURANCE
    • PET