The phrase Long Term Care refers to the help that people with chronic illnesses, disabilities or other conditions need on a daily basis over an extended period of time. The type of help needed can range from assistance with simple activities (such as bathing, dressing and eating) to skilled care that's provided by nurses, therapists or other professionals. In 2016, a survey showing the average cost of care nationwide indicated the an average basic adult day care costs $68 per day for supervised care going unto semi private rooms in facilities costing upwards of $238 per day.
More than 70% of people over the age of 65 will more than likely need some type of long-term care in their lifetime while over 40% will require care in a nursing home for some period of time. But, did you know that nearly 41% of long term care is provided to people under age 65 who need help taking care of themselves after an accident or stroke or as a result of chronic illness or debilitating diseases? Many people underestimate the need for long term care, and overestimate how much help they will receive from Medicare.
As life expectancy continues to climb, long-term care insurance should be part of any comprehensive retirement plan. RamState Insurance has formed a relationship with LTCi Partners to bring you the best LTC products and service.
RamState Insurance has the tools, experience, and expertise to help you take care of your long-term care needs.
More than 70% of people over the age of 65 will more than likely need some type of long-term care in their lifetime while over 40% will require care in a nursing home for some period of time. But, did you know that nearly 41% of long term care is provided to people under age 65 who need help taking care of themselves after an accident or stroke or as a result of chronic illness or debilitating diseases? Many people underestimate the need for long term care, and overestimate how much help they will receive from Medicare.
As life expectancy continues to climb, long-term care insurance should be part of any comprehensive retirement plan. RamState Insurance has formed a relationship with LTCi Partners to bring you the best LTC products and service.
RamState Insurance has the tools, experience, and expertise to help you take care of your long-term care needs.
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